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Five steps take a group from a WhatsApp thread of screenshots to a real-time statement every member can trust — without anyone re-typing a thing.
Pick your category and Wazi issues a unique, human-readable group code (like WZ-NRB-4471). It anchors every contribution, member and statement to your books.
Let members self-enrol with the code, hold them for verification, or create them yourself and hand over logins. Import your full history from a spreadsheet so you start complete.
In the app, directly on M-Pesa/Airtel, or by forwarding a confirmation to WhatsApp. Every route lands in the same reconciled ledger automatically.
The contribution goes straight to the group’s own bank paybill. A second, small fee leg follows to Wazi. The deposit is always protected above the fee.
Real-time per-member statements and the group position, with reminders before due dates and one-tap PDF/Excel export for the whole group.
One M-Pesa prompt can only pay one place, so Wazi uses two short, sequential prompts. The order is deliberate and protects you.
An STK push sends the full contribution straight to the group’s own bank paybill. Wazi never touches it. If anything fails after this, the group still has its money.
A second prompt collects the small band fee into Wazi’s own paybill. You see both amounts before you confirm. If it fails, it’s just a small pending tab — settled automatically next time.
App, direct M-Pesa, or WhatsApp — every route reconciles into the same live group ledger.
Tap Contribute, see the amount and fee, confirm. A deposit-first two-leg M-Pesa/Airtel flow sends the money to the group, then the small fee to Wazi.
Members who pay the group’s paybill straight from the M-Pesa menu are captured automatically through the registered C2B confirmation — no double entry.
Forward the M-Pesa confirmation to the Wazi number. The assistant reads it, verifies it against M-Pesa, and posts the contribution — perfect for members with no app.
Wazi withholds credit until the fee is paid — but never erases the truth that a real deposit landed.
Deposit landed and fee paid.
Shows fully on the statement; counts toward totals and loan eligibility.
Deposit landed (proven by the bank callback) but fee not yet paid.
Visible as “pending — service fee not yet paid”; not counted in the official total.
No deposit ever actually landed.
Nothing is recorded.
Sign up in minutes, get your group code, and start your first transparent contribution cycle. Core bookkeeping is free, forever.